Effective Date: 17th April, 2025
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At www.ratioandbeyond.com, we hold your privacy in the highest regard. Our privacy policy on the website details the ways we manage and protect your personal information when you visit our site. Your use of our site implies your agreement to the data collection procedures outlined in this policy.
The Privacy Policy undergoes periodic changes because of operational modifications or legal or regulatory requirements. Regularly check this policy to remain updated about its contents.
Information We Collect
Our website gathers personal and non-personal data to enhance user experience.
a) Personal Data
Your personal data consists of information which enables specific identification of your individual self. The types of personal data we may collect include:
Name: If you contact us through the "Contact Us" page or subscribe to our newsletter.
Email Address: For communication purposes, such as responding to your queries or sending newsletters.
Other Information: Information you provide voluntarily through comments or contact forms.
b) Non-Personal Data
Our system obtains non-personal information which does not link to your individual identity. This may include:
Cookies: Small text files stored on your device to track your interaction with our website. Through cookies we provide users with enhanced personalization features in their browsing activities.
IP Address: Collected to analyze user activity, ensure website security, and comply with applicable laws.
Browser Type/Device Information: Collected to improve user experience and troubleshoot site-related issues.
Browsing History: Collected to improve website content and analyze traffic patterns.
Location Data: If permitted by your device, we may collect location data to tailor content and ads for your region.
c) Sensitive Data
Our platform does not collect any sensitive data including race information or religious beliefs or health details or financial records. If you provide any such data voluntarily, we are not liable for its storage or use.
How We Use Your Information
We use the information collected from you for various purposes, including:
To Provide and Improve Our Services: We use personal and non-personal data to personalize your experience and provide content relevant to your interests.
To Communicate with You: If you have opted to receive our newsletter or contacted us through our "Contact Us" page, we may use your information to respond to inquiries or send updates.
To Display Personalized Advertisements: Through third-party ad services like Google AdSense, we may display targeted ads based on your browsing behavior.
For Analytical Purposes: We use analytics tools, such as Google Analytics, to understand how users interact with our website and improve the overall functionality and content.
Legal Compliance: We may use your information to comply with legal obligations, resolve disputes, and enforce our agreements.
Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your browsing experience. Cookies are small text files stored on your device that help us:
Track user behavior on our site, such as the pages you visit and the links you click.
Personalize content based on your preferences and improve our advertising efforts.
Analyze traffic patterns and monitor site performance.
You can manage your cookie preferences by adjusting your browser settings. However, please note that disabling cookies may impact your experience on some parts of the website.
Third-Party Services
We use third-party services to display ads and analyze website traffic. These third-party services may use cookies and web beacons to collect information about your interactions with our site and other sites across the web.
Google AdSense
We use Google AdSense to display ads on our site. Google uses cookies to serve personalized ads based on your interests. You can opt out of personalized ads by visiting the Google Ads Settings.
Google Analytics
We use Google Analytics to analyze website traffic and improve user experience. Google Analytics collects information such as IP addresses, browser type, and pages visited on our site. You can learn more about how Google collects and processes data by visiting the Google Privacy Policy.
Affiliate Programs
We participate in affiliate marketing programs, including those offered by Amazon Associates and Adstra. These programs use cookies and tracking technologies to track sales and commissions generated from your clicks on affiliate links. These services may collect data about your online activities across different sites.
Data Security
We take data security seriously and implement reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, please understand that no method of data transmission over the internet is 100% secure, and we cannot guarantee the absolute security of your data.
Your Rights and Choices
Depending on your location, you may have certain rights regarding the personal data we collect. These rights may include:
a) Access and Correction
You have the right to request access to the personal information we hold about you and request that we correct any inaccuracies.
b) Deletion
You have the right to request the deletion of your personal data, subject to any legal or contractual obligations.
c) Opt-Out
You can opt out of receiving marketing emails or newsletters from us by clicking the unsubscribe link in any of our emails.
d) Cookies
You can manage your cookie preferences through your browser settings. However, please note that disabling cookies may affect your experience on our website.
Children’s Privacy
Our website is not intended for children under the age of 13, and we do not knowingly collect personal data from children. If you believe we have inadvertently collected personal information from a child under 13, please contact us immediately, and we will take steps to delete such information.
Compliance with Legal Frameworks
We comply with various privacy laws, including but not limited to:
General Data Protection Regulation (GDPR)
If you are a resident of the European Union, you have certain rights regarding your personal data, including the right to access, correct, and delete your data. For more information on GDPR, please visit the EU GDPR Website.
California Consumer Privacy Act (CCPA)
If you are a resident of California, you have the right to request access to your personal data, request deletion, and opt out of the sale of your personal data. For more information on CCPA, please visit the California Privacy Rights Act.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the revised policy will be effective immediately upon posting. We encourage you to review this policy periodically for any updates.
Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Email: ratioandbeyond@gmail.com